Legal notice

Terms of Use Website


By accessing the website, the user confirms that he/she has understood and accepts the legal provisions and information for this website. Anyone who does not agree with them or does not understand them should refrain from accessing the website.


The content accessible on this website has been prepared and compiled by Avadis. All information is provided for information purposes only and is intended exclusively for investors in Switzerland.

The information published is not an advertisement and should not be construed as a recommendation, offer or invitation to buy or sell financial products. Interested parties should seek advice from a qualified professional before making an investment decision. Avadis does not offer any investment, legal or tax advice.

The published information and expressions of opinion are provided by Avadis for personal use and information purposes only. They may be changed at any time and without prior notice. Avadis does not guarantee (neither expressly nor implicitly) that the information and expressions of opinion published are correct, complete and up-to-date. Avadis is not obliged to remove information that is no longer current or to mark it as such.

This website expressly does not provide advice. The advice of a qualified advisor should be sought before making any investment decision.

Data protection and data security

For further information on data protection, please see our privacy policy.


This website uses so-called cookies in several places. They serve to make our offer more user-friendly, more effective and safer. Cookies are small text files that are stored on your computer and saved by your browser. Most of the cookies we use are so-called "session cookies". They are automatically deleted at the end of your visit. Cookies do not damage your computer and do not contain viruses. You can deactivate cookies in your browser settings at any time, either in whole or in part. If cookies are deactivated, you may no longer have access to all the functions of this website.

Social networks

Avadis integrates various social media plug-ins on its website (e.g. LinkedIn, Xing). These social media plug-ins are recognisable by their respective logo or name. The respective trademarks of these networks are protected by trademark law and do not belong to Avadis.

These social media plug-ins allow the user to share content in these networks. Once the user has activated the button on these networks, the plug-ins automatically collect data from the network operator. If the user is connected to one of these networks when visiting the Avadis website, the network provider can assign this data to the user. If the user is not connected to one of these networks when visiting the Avadis website, the network provider collects anonymous data via the plug-ins and installs a cookie. This data can be assigned to the user's profile as soon as the user logs on to the network provider.

Avadis has no influence on this. The use of Social Media Plug-Ins is at the user's own risk. The purpose and scope of data collection and processing by the network providers are governed by the data protection regulations of the respective network providers. In addition, users are informed about their rights and the options for protecting their data in the data protection regulations of the network providers.

Copyright, intellectual property rights

The content of this site is protected by the threat of the markets and the threat of the authors. The entire content of this website is protected by trademark and copyright law. All rights to the content of this website, such as texts, images, trademarks, etc., remain the property of Avadis Prévoyance SA. Downloading or printing out individual pages and/or parts of the Avadis website is only permitted for private purposes, provided that neither the copyright notices nor other protected designations are removed.


Some links lead to third party websites. These are not under the influence of Avadis. Avadis cannot therefore accept any liability for the accuracy, completeness and legality of the content of these sites or the offers and services offered there. The use of these links is the sole responsibility of the user. The establishment of a link from an external website to an Avadis website always requires the prior permission of Avadis.


Avadis accepts no liability for losses and damages of any kind resulting from visiting or using the website or from the use of links to third party websites. Avadis also declines all liability for manipulation by unauthorised persons on the Internet user's computer, such as viruses or hacker attacks.

Further legal information

Registering in Switzerland

Avadis Vermögensbildung SICAV is authorised by the Swiss Financial Market Supervisory Authority (FINMA) and licensed for distribution in Switzerland.

Sales restrictions

Excluded from investment in the Avadis asset formation SICAV are "US Persons" (single, dual or multiple citizenship, substantial presence in the USA ("Substantial Presence Test"), Green Card holders, etc.). Persons subject to taxation abroad are also excluded. In the event of a transfer of residence abroad, all unit certificates must be sold.

Return on investment

Net asset values can rise and fall. A positive performance in the past is no guarantee of a positive performance in the future. Furthermore, investments in foreign currencies may be subject to currency fluctuations. Information on possible commissions and costs is provided on the product sheets.


Before making an investment decision, the respective current sales prospectus and investment regulations, the latest annual report and the other relevant documents must be read carefully. These are available on this website or can be obtained from Avadis Vorsorge AG, Zollstrasse 42, Postfach 1077, 8005 Zurich.

Investment decision

The investment decision is basically and exclusively the responsibility of the investor/client. They must inform themselves about the risks of the investments and about any tax consequences in advance of the investment. Avadis offers no guarantee that an investment in Avadis Capital Accumulation is suitable for the investor.

Please refer to the "Guide" for the correct handling of investments and deinvestments. It is available on this website or from Avadis Vorsorge AG, Zollstrasse 42, Postfach 1077, 8005 Zurich.

Final provisions

Should one or more provisions of this legal notice be invalid, illegal or unenforceable, the validity of the remaining provisions shall not be affected. This Legal Notice is governed exclusively by Swiss law, excluding any conflict of laws rules. Exclusive place of jurisdiction is Zurich.

Avadis may delete or change the website and the information and services contained therein at any time and without prior notice. Avadis may change this legal notice at any time and without prior notice. The versioLegaln published on the website applies.

In the event of any ambiguities and/or contradictions between the German, English and French texts of this Legal Notice, the German text shall prevail.


Zurich, September 2020