Our investment strategies at a glance
By investing in our investment strategies, you are systematically making provisions. Choose from seven investment strategies with different risk profiles.
Investment strategies
Align your strategy with your aspirations and goals. You should consider what type of investor you are, the level of your risk affinity and the time horizon for your investment.
Stable
- CHF/currency hedged
- 100%
- Total cost (TER)
- 0,16%
- Year-to-date return
- 0,07%
Suitable for an investment horizon of:
short
Bonds
- CHF/currency hedged
- 95%
- Total cost (TER)
- 0,54%
- Year-to-date return
- 0,81%
Suitable for an investment horizon of:
Minimum 3 years
Defensive
- CHF/currency hedged
- 90%
- Total cost (TER)
- 0,54%
- Year-to-date return
- 2,51%
Suitable for an investment horizon of:
Minimum 3 years
Balanced
- CHF/currency hedged
- 85%
- Total cost (TER)
- 0,54%
- Year-to-date return
- 4,18%
Suitable for an investment horizon of:
Minimum 4 years
Growth
- CHF/currency hedged
- 80%
- Total cost (TER)
- 0,54%
- Year-to-date return
- 5,84%
Suitable for an investment horizon of:
Minimum 4 years
Aggressive
- CHF/currency hedged
- 75%
- Total cost (TER)
- 0,55%
- Year-to-date return
- 7,49%
Suitable for an investment horizon of:
Minimum 5 years
Equities
- CHF/currency hedged
- 70%
- Total cost (TER)
- 0,55%
- Year-to-date return
- 9,10%
Suitable for an investment horizon of:
Minimum 5 years
Overview and comparison of returns
Select period:
Net asset value, 2025 (in CHF)
Strategy
Jan
Feb
Mar
Apr
*May
June
July
Aug
Sep
Oct
Nov
Dec
Equities
241.43
239.52
229.70
220.44
230.78
235.20
239.56
243.80
249.78
Aggressive
200.66
199.52
192.66
185.92
192.98
195.87
198.83
201.75
205.96
Growth
167.63
167.08
162.49
157.70
162.22
163.94
165.84
167.76
170.64
Balanced
134.31
134.19
131.38
128.22
130.74
131.59
132.66
133.79
135.58
Defensive
105.46
105.62
104.11
102.19
103.26
103.49
103.96
104.54
105.55
Bonds
80.42
80.72
80.11
79.00
79.09
78.93
79.02
79.22
79.69
Stable
85.95
85.98
86.00
83.56
83.57
83.57
83.56
83.55
83.55
*after dividend payout
Monthly return, 2025 (in %)
Strategy
Jan
Feb
Mar
Apr
May
June
July
Aug
Sep
Oct
Nov
Dec
Equities
3.90
-0.79
-4.10
-2.59
4.69
1.92
1.85
1.77
2.45
Aggressive
3.09
-0.57
-3.44
-1.97
3.80
1.50
1.51
1.47
2.09
Growth
2.27
-0.33
-2.75
-1.34
2.87
1.06
1.16
1.16
1.72
Balanced
1.45
-0.09
-2.09
-0.72
1.97
0.65
0.81
0.85
1.34
Defensive
0.63
0.15
-1.43
-0.10
1.05
0.22
0.45
0.56
0.97
Bonds
-0.17
0.37
-0.76
0.50
0.11
-0.20
0.11
0.25
0.59
Stable
0.01
0.03
0.02
0.01
0.01
0.00
-0.01
-0.01
0.00
Accumulated return, 2025 (in %)
Strategy
Jan
Feb
Mar
Apr
May
June
July
Aug
Sep
Oct
Nov
Dec
Equities
3.90
3.08
-1.15
-3.71
0.80
2.73
4.64
6.49
9.10
Aggressive
3.09
2.51
-1.02
-2.96
0.72
2.23
3.77
5.30
7.49
Growth
2.27
1.93
-0.87
-2.19
0.61
1.68
2.86
4.05
5.84
Balanced
1.45
1.36
-0.76
-1.47
0.46
1.12
1.94
2.81
4.18
Defensive
0.63
0.78
-0.66
-0.75
0.29
0.51
0.97
1.53
2.51
Bonds
-0.17
0.20
-0.56
-0.06
0.05
-0.15
-0.04
0.22
0.81
Stable
0.01
0.05
0.07
0.08
0.09
0.09
0.08
0.07
0.07
Contact
You can reach us Monday to Friday from 8 a.m. to 12 p.m. and from 1 p.m. to 5 p.m. Please also consult our FAQs for answers to the most common questions.
Contact details: